SummaryWhat is an amicable report for? How to complete an amicable contract? What to do in the event of complications when filling out the report?
What is the purpose of an amicable report?
The objective of an amicable report is to clarify the circumstances of a road accident, so that each party is best compensated, whether there are injuries or not. Subsequently sent to the auto insurance companies, the document must be completed at the scene and at the time of the accident.
This document details as precisely as possible the circumstances which caused the accident. , visible damage to each vehicle, the identity of motorists or bikers and their respective auto insurance. It gives assurances a common version of what happened, signed by those involved. Not mandatory, however, this document allows the insurer to determine the responsibilities of each of the protagonists. Establishing a report then becomes essential to initiate the compensation procedure with the insurer and to preserve its bonus coefficient in the event of non-liability.
The amicable report must be used in the event of any accident of the road, for light damage and in the same way, if there are injuries. In the absence of a finding, the insurer will not reimburse anything. The document must be completed at the scene of the accident with the people involved.
Warning: The report in the case of a bodily accident does not duplicate the police or gendarmerie report but will serve to quickly inform the insurer. Even if, at first glance, the damage observed may seem trivial, they should be notified. They can sometimes lead to major repairs that are not visible at the time.
How to complete an amicable contract?
To complete an amicable report you will need your registration card, your license and your insurance certificate. Each person complete the report, with a ballpoint pen, and keep a copy.
You will then have 5 days to report the accident to your insurance. You can communicate the form information by phone to save time, you will then have 48 hours left to send the report.
Completing a report may seem easy, but it is an exercise often poorly executed by motorists who have an accident. No information should be preserved, no detail should be obscured and the description of the situation should be as precise as possible. The more precise the document, the more your insurance will be able to assert your rights. The procedures can thus be quickly carried out.
An amicable report is made up of several parts:
"Practical" information about the accident: date, location, damage observed ... Administrative information of the two parts: civil status, damaged vehicle, insurance… The circumstances boxes to be checked The sketch of the accident
Do not hesitate to mention all the damage suffered by the vehicle. Before signing at the bottom of the page, carefully reread the facts mentioned by the other driver. Once signed, the document can no longer be modified or completed. If you do not agree with the report, do not sign it, it is not mandatory in the event of a dispute.
The back provides information on the insurance on any additional information related to the accident, but be aware that the information on the front is the most important. Regardless of the severity of the accident, always complete a report! This will prevent unpleasant surprises from amicable arrangements.
One observation is sufficient for an accident involving two vehicles: Each driver may leave with his slip. If you have suffered an impact from the front and another vehicle has struck you from the rear, you will have to complete a report with each of the drivers.
What to do in the event of complications during the completion of the report?
It may happen that the drivers do not find an agreement on the conditions of the accident, each considering themselves not responsible for the accident. In this case, it is essential to adopt the right attitude so as not to be harmed at the time of compensation:
Never sign a statement that seems incorrect. The disagreement must be reported to auto insurance companies by checking the appropriate box on the report. If one of the drivers forces the other to complete the ticket under duress, you should not hesitate to call the police to collect testimonials and take pictures. If the situation escalates, contact details and witness testimonies can be very useful in confirming the conditions of the accident. Photographs of the license plates and of the accident as a whole will also help to move the process forward; If the person responsible escapes, an amicable report can still be completed and sent to the insurer. The police will take care of the rest.
